ICICI Bank FD Rate Calculator
ICICI Bank • Dec 2025 Rates
General Public
Senior Citizen
Min: ₹10,000 | Max: ₹2.99 Cr
Years
Months
Days
Maturity Value:
₹0
₹0
₹0
ICICI Bank FD Rates (Less than ₹3 Cr)
Rates Applicable from Dec 2025
| Tenure Bucket | General Rates | Senior Citizen |
|---|---|---|
| 7 to 29 Days | 2.75% | 3.25% |
| 30 to 45 Days | 2.75% | 3.25% |
| 46 to 60 Days | 4.00% | 4.50% |
| 61 to 90 Days | 4.00% | 4.50% |
| 91 to 184 Days | 4.50% | 5.00% |
| 185 to 270 Days | 5.50% | 6.00% |
| 271 Days to < 1 Year | 5.50% | 6.00% |
| 1 Year to 389 Days | 6.25% | 6.75% |
| 390 Days to < 15 Months | 6.25% | 6.75% |
| 15 Months to < 18 Months | 6.25% | 6.75% |
| 18 Months to 2 Years | 6.40% | 6.90% |
| 2 Years 1 Day to 5 Years | 6.60% | 7.20% |
| 5 Years 1 Day to 10 Years | 6.60% | 7.10% |
About ICICI Bank Fixed Deposits
Using the ICICI Bank FD Calculator
To use the ICICI Bank Fixed Deposit Calculator:
- Visit the ICICI Bank FD Calculator page on Indiacalc.in.
- Choose General Public or Senior Citizen.
- Enter the investment amount (Min ₹10,000).
- Enter the tenure. Rates are auto-fetched based on the exact days/months entered.
- Select your payout type (Cumulative or Monthly/Quarterly).
- Click Calculate Returns.
Important Terms & Conditions
- Interest rates are subject to change without prior notice.
- Taxation: FD interest payouts will be subject to Tax Deducted at Source (TDS) as per Income Tax Laws.
- Senior Citizens: The special FD rates apply only for Domestic Term Deposits.
- Resident Status: If you change your account from Non-Resident to Resident, the Resident Deposit interest rates will be applicable.
Premature Withdrawal Penalties (Domestic)
Interest will be paid for the period the deposit remained with the bank, minus the applicable penalty:
- Less than 1 Year: 0.50% Penalty.
- 1 Year and above: 1.00% Penalty.
- No interest is paid if the entire deposit is withdrawn within 7 days from the date of deposit.
Note: The calculator provides estimates. Actual returns may vary slightly due to rounding or weekends/holidays.